Terms & Conditions

By accessing and using Quik Policy Loft ("the Service", "our website", "we", "us", or "our"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms of Service ("Terms") govern your use of our website located at quikpolicyloft.com (the "Service") operated by Quik Policy Loft ("us", "we", or "our").

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.

Quik Policy Loft is a platform that aggregates and displays deals, coupons, discounts, and promotional offers from various retailers and merchants. Our services include:

• Curating and displaying deals from partner retailers
• Providing coupon codes and promotional offers
• Categorizing deals by product type and retailer
• Sending newsletters and deal alerts to subscribers
• Maintaining a user-friendly interface for deal discovery

We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time without notice.

While browsing our deals does not require an account, certain features may require registration:

• You are responsible for maintaining the confidentiality of your account information
• You must provide accurate and complete information during registration
• You are responsible for all activities that occur under your account
• You must notify us immediately of any unauthorized use of your account
• We reserve the right to suspend or terminate accounts that violate these terms

You agree not to use the Service for any unlawful purpose or in any way that could damage, disable, overburden, or impair the Service. Prohibited activities include:

• Attempting to gain unauthorized access to our systems
• Using automated tools to scrape or harvest data from our website
• Posting or transmitting malicious code or viruses
• Impersonating other users or entities
• Violating any applicable laws or regulations
• Interfering with other users' enjoyment of the Service
• Using the Service for commercial purposes without authorization

Important information regarding the deals and coupons featured on our platform:

• Accuracy: While we strive to provide accurate information, deal terms, prices, and availability are subject to change without notice
• Verification: We make reasonable efforts to verify deals, but cannot guarantee their validity at the time of use
• Expiration: Deals and coupons may expire without notice. Check with the retailer for current terms
• Restrictions: Deals may have restrictions, limitations, or exclusions not fully detailed on our site
• Availability: Deals may be limited in quantity or availability and may not be available in all locations

By using our coupons and deals, you acknowledge that your transaction is directly with the retailer, not with Quik Policy Loft.

Our Service contains links to third-party websites and services that are not owned or controlled by Quik Policy Loft:

• We have no control over third-party websites and assume no responsibility for their content, privacy policies, or practices
• We do not warrant the offerings of any third-party companies or individuals
• We are not liable for any harm or damages related to the purchase or use of goods or services from third parties
• Any transactions you have with third parties are solely between you and the third party

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

The Service and its original content, features, and functionality are and will remain the exclusive property of Quik Policy Loft and its licensors:

• The Service is protected by copyright, trademark, and other laws
• Our trademarks and trade dress may not be used without our prior written consent
• You may not reproduce, distribute, modify, or create derivative works of our content
• All rights not expressly granted to you are reserved by us and our licensors

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. Quik Policy Loft MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SERVICE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THE SERVICE.

TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO:

• IMPLIED WARRANTIES OF MERCHANTABILITY
• FITNESS FOR A PARTICULAR PURPOSE
• NON-INFRINGEMENT
• ACCURACY, COMPLETENESS, OR RELIABILITY OF CONTENT
• UNINTERRUPTED OR ERROR-FREE SERVICE

IN NO EVENT SHALL Quik Policy Loft, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION:

• Loss of profits, data, use, goodwill, or other intangible losses
• Damages resulting from your access to or use of or inability to access or use the Service
• Damages resulting from any conduct or content of any third party on the Service
• Damages resulting from unauthorized access, use, or alteration of your transmissions or content

OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATING TO THE SERVICE SHALL NOT EXCEED $100 USD.

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information when you use our Service.

By using our Service, you agree to the collection and use of information in accordance with our Privacy Policy.

Key points about our data practices:

• We collect minimal personal information necessary to provide our services
• We do not sell your personal information to third parties
• We use industry-standard security measures to protect your data
• You have rights regarding your personal information as outlined in our Privacy Policy

We reserve the right, at our sole discretion, to modify or replace these Terms at any time:

• If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect
• What constitutes a material change will be determined at our sole discretion
• By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms
• If you do not agree to the new terms, please stop using the Service

We encourage you to review these Terms periodically for any changes.

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination:

• Your right to use the Service will cease immediately
• If you wish to terminate your account, you may simply discontinue using the Service
• All provisions of the Terms which by their nature should survive termination shall survive termination

These Terms shall be interpreted and governed by the laws of the State of California, United States, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

If you have any questions about these Terms & Conditions, please contact us: